On May 7, 2025, the Federal Reserve announced its decision to maintain the federal funds rate at 4.25% to 4.5%, citing heightened economic uncertainty stemming from ongoing trade disputes. This move comes as the central bank navigates the delicate balance between curbing inflation and sustaining... more
by Biazowa 
The Department of Veterans Affairs (VA) has announced the end of the Veterans Affairs Servicing Purchase (VASP) program, a short-term initiative launched on May 31, 2024, to help struggling veterans, active-duty service members, and surviving spouses with VA-guaranteed home loans. The program aimed... more
A policy change announced last month by the U.S. Department of Housing and Urban Development (HUD) is set to take effect soon, barring non-permanent residents from qualifying for Federal Housing Administration (FHA)-insured loans starting May 25, 2025. The updated guidelines, released... more
Amazon's recent purchase of 195 acres in Hesperia, signals a transformative economic opportunity for both the city and the broader region. Known for its strategic location and robust logistics infrastructure, the Inland Empire continues to attract major industrial investments. Job Creation and... more
by Biazowa 
The Federal Housing Finance Agency (FHFA) has announced the conforming loan limits for 2025, marking an increase in borrowing power for homebuyers. These limits dictate the maximum loan amounts for mortgages acquired by Fannie Mae and Freddie Mac. Baseline Loan Limits for 2025 The baseline loan... more
In a move anticipated by markets, the Federal Reserve announced a 0.25% rate cut aimed at reducing borrowing costs, marking its second rate cut this year and the first since President-elect Donald Trump secured another term in office following the recent election. This decision comes as labor... more
by Biazowa 
As technology advances, scammers are evolving their tactics, and a troubling trend has emerged in real estate: the use of AI technology to commit title theft, or deed theft. Real estate fraud experts report that these scams now target a broad range of property owners, from those living in luxury... more
by Biazowa 
According to Fannie Mae’s Home Purchase Sentiment Index (HPSI), consumer confidence in the housing market increased in September, reaching its highest level in two years with an index score of 73.9. In September, 42% of consumers anticipated that mortgage rates would decline over the next 12... more
by Biazowa