Dream for All: Can Shared-Appreciation Loans Close the Homeownership Gap?

California’s Dream for All Shared Appreciation Loan program, a highly anticipated initiative designed to help first-time and first-generation homebuyers, will reopen in early 2026, giving thousands of Californians another chance at homeownership after limited funding and high housing costs left... more

• by Biazowa
• October 30, 2025
• Local Insights, Mortgage, Policy

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Federal Reserve Cuts Interest Rates for the First Time in 2025

The Federal Reserve lowered its benchmark interest rate by a quarter percentage point on September 17, 2025, setting the federal funds rate at a target range of 4.00 to 4.25 percent. This is the first rate cut of the year and the first adjustment since December 2024, marking a cautious shift in... more

• by Biazowa
• September 19, 2025
• Market Trends, Policy

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Trump Signs Homebuyers Privacy Protection Act: A Win Against Trigger Leads

September 2025 marked an important moment for homebuyers. President Donald Trump signed the Homebuyers Privacy Protection Act (H.R. 2808) into law, putting an end to a controversial practice in the mortgage industry known as trigger leads. The law will officially take effect on March 5, 2026,... more

• by Biazowa
• September 13, 2025
• Mortgage, Policy

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Los Angeles City Council Committee Advances Parking Reform Motion

The Los Angeles City Council’s Planning and Land Use Management (PLUM) Committee has approved a motion that could reshape how parking requirements are applied to new development across the city. The motion, authored by Councilmembers Bob Blumenfield and Nithya Raman, directs city departments to... more

• by Biazowa
• September 7, 2025
• Local Insights, Policy

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Discover Cypress at Park West: New Homes in Perris, CA by Pulte Homes

Now selling in Perris, Cypress at Park West is a new community by Pulte Homes offering a collection of stunning single-family homes. Thoughtfully designed for modern living, the neighborhood features open-concept floor plans, contemporary finishes, and a wide range of onsite amenities. With a prime... more

• by Biazowa
• June 26, 2025
• Local Insights, Perris

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Fed Holds Interest Rate Steady, Reaffirms Outlook for Two Cuts in 2025

The Federal Reserve has voted to hold interest rates steady, keeping its benchmark federal funds rate in the range of 4.25% to 4.50%, a level maintained since December 2024. While the central bank continues to monitor inflation and economic growth, officials signaled that two rate cuts remain on... more

• by Biazowa
• June 20, 2025
• Market Trends, Policy

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Yorba Estates by Richmond American Homes – Ranch-Style Homes in Chino, CA

Yorba Estates is a new gated community by Richmond American Homes located in Chino, California. Blending suburban tranquility with accessibility, this enclave of single-story ranch-style homes offers convenient proximity to SR-60 for commuters heading into Greater Los Angeles. The community... more

• by Biazowa
• June 10, 2025
• Chino, Local Insights

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California Launches CalAssist Mortgage Fund Offering Up to $20,000 in Relief

The California Housing Finance Agency (CalHFA) has announced a new mortgage relief program aimed at assisting homeowners whose properties were destroyed in recent natural disasters. The CalAssist Mortgage Fund will provide financial support to help eligible homeowners continue making mortgage... more

• by Biazowa
• June 7, 2025
• Mortgage, Policy, Regional Trends

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